New wholesale accounts, papered and chased. You make the credit call.

{{BRAND}} is run by {{FIRST_NAME}} in Dhaka, Bangladesh. We're a new desk, so the offer is small on purpose: two plans, and a free trial before you pay anything. Most of the chasing is by email, so the time difference rarely slows it down. If a reference will only talk on the phone, we tell you and your team makes that call.

As little as possible: your credit application form, edit access to one sheet (or we keep the sheet and send it to you), and your new customers' contact details. If you want terms entered for you, a staff or user account in Shopify or QuickBooks with only the permissions it needs and 2-step login, which you can remove at any time. We never need passwords to your bank, your payment accounts or your email.

Credit applications can hold tax IDs, bank details and an owner's personal details. They're kept in our Google Workspace account with 2-step login, seen only by the person working on your account, never shared or sold, and deleted within 7 days if you leave. We're happy to sign your NDA, and a data processing agreement (we act as your processor under GDPR and UK GDPR) where personal data is involved. If your form asks for personal ID numbers, tell us in the trial and we'll agree how they're handled, or have applicants send those straight to you. Ask for our one-page data promise.

People, with good tools. Software helps us draft messages and sort what comes back. A person reads every document and every reply, and checks every line of the summary before you see it.

The signed application, the trade references (usually two or three suppliers who give them credit), the bank reference and the resale or tax-exemption certificate. For references, we email the contacts your applicant lists with your short questions. For the bank, we send the request with the applicant's signed authorisation, and some banks won't reply or will only reply to the applicant; we note that. For certificates we check that the form is complete, signed and dated and that the state matches the ship-to. Where an official free lookup exists, such as VAT numbers on gov.uk or ABNs on the Australian Business Register, we run it and attach the result. A complete form is not proof the exemption is valid, so you decide whether to accept it.

You tell us your policy, for example "refresh every 3 years" or "the date on the certificate". Some states' certificates expire and many don't, so your policy or your adviser sets the rule, not us. We record the date for every account and, about 60 days before, ask the customer for a new one and list it in your weekly email. Send us your current accounts and we'll show you which certificates are missing or running out.

Yes, if you ask, and only after you've approved. In Shopify B2B we create the company with the net terms you chose and note the certificate on file. In QuickBooks we create the customer with the payment terms and tax-exempt status. We use only the terms you give us. If you'd rather not give us a login, you get a ready-to-enter sheet and key it in yourself.

We don't decide who gets credit, set limits or recommend approval: you do, and the summary only lays out the facts. We don't send approval or decline letters; those come from you. We don't pull credit reports or scores (if you buy reports, forward them and we'll file them with the summary). We're not a collection agency: we don't collect overdue money, call customers about late payments or send dunning notices. We're not lawyers, accountants or a credit bureau, so we give no legal, tax or accounting advice, and we don't tell you whether an exemption holds up. We don't sign anything for you. Your credit application's wording, including any clause the owner signs personally, is yours; have your lawyer review it.

Pick a plan or stop. Either way the sheet and every document in it are yours. If the trial shows you open fewer than about three new accounts a month, we'll say so, because a form and a reminder will probably cost you less.

A monthly invoice that you can pay by bank transfer (US ACH or UK bank transfer) or by card.