The policy came back from the carrier. Does it match what you quoted and bound?

{{BRAND}} is run by {{FIRST_NAME}} in Dhaka, Bangladesh. The work runs on shared files and email, so the time difference doesn't slow it down: your results come back within 2 working days of getting the documents.

Files, not logins. You email the policy PDFs and the documents they should match, or drop them in a shared folder. We never need passwords to your agency management system, your carrier portals, your email or your bank. We don't write into your system: the results are in your sheet, and your staff update the system.

Policies contain personal and business details. We use them only to check your policies. They're kept in our Google Workspace account with 2-step login, seen only by the person working on your account, never shared or sold, and deleted within 7 days if you leave. We don't need Social Security numbers, bank or card numbers, or driver's licence numbers, so please remove them from anything you send where you can. We act as your service provider and are happy to work under a data processing agreement or your NDA; send us your security terms and we'll tell you plainly what we can meet. Some carrier agreements and state rules limit who may handle policyholder data, and from where (including outside the US), so please check yours before you send anything. We'll answer your security questionnaire. Ask for our one-page data promise.

People, with good tools. Software reads the documents and lines up the fields. A person checks every difference against the pages before it goes on the list. If we can't point to a page in each document, it goes on a "confirm" list, not the carrier list.

Named insureds and mailing address, locations, vehicles and drivers, policy dates, limits, deductibles, the list of forms and endorsements, additional insureds, mortgagees and lienholders, and premium and fees. We compare them across the issued policy, binder, quote, application and prior term. That covers common commercial and personal P&C policies such as BOP, general liability, commercial property, commercial auto, umbrella, homeowners and personal auto. Health, life and benefits are out.

Any carrier that gives you a readable policy PDF. Because you send files, it doesn't matter whether you use Applied Epic, AMS360, HawkSoft, EZLynx, NowCerts or QQ Catalyst. Scanned or very poor copies take longer, and we tell you if one can't be read reliably.

No. We tell you whether the policy matches the documents you gave us. Whether the limits, forms or deductibles are right for a client is advice for a licensed agent. A policy can match its binder and still be wrong for the client, or differ from the binder because the client asked for a change. We list the difference and you decide.

We don't sell, quote, bind or change policies, advise on coverage, or issue certificates. We aren't licensed producers or adjusters, and we don't contact carriers or clients unless you ask us to. We don't sign or send anything in your name, and we never collect or move money. We're not lawyers, and this isn't a legal or compliance review. If a document is unclear, we say so and don't guess.

One issued policy, new business or renewal, with the documents it should match. A corrected policy, or a mid-term endorsement on a policy we've already checked, isn't counted again. If your book has very large packages (many locations or vehicles), we'll agree how to count them before you start.

Your first 15 policies are checked free, with no card. Then pick a plan or stop. Either way, the check sheets and every file we made are yours.

A monthly invoice that you can pay by bank transfer (US ACH or UK bank transfer) or by card.